Mariner Finance 401(k) match, vesting and fees
What Mariner Finance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Retirement Solutions | Schedule C ↗ |
| Independent auditor | Rsm US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Mariner Finance: employer contribution per participant | $1,626 | |
| Peer median | $2,966 |
| Mariner Finance: average balance | $40,683 | |
| Peer median | $104,792 |
| Mariner Finance: admin expenses ÷ assets | 0.30% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $84.6M at the end of plan year 2021 to $113M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 2,848 | $113M | $4.5M | $1,626 | 0.30% | Not published | Form 5500 ↗ |
| 2023 | 2,683 | $92M | $4.1M | $1,569 | 0.37% | Not published | Form 5500 ↗ |
| 2022 | 2,611 | $75M | $4M | $1,559 | 0.36% | Not published | Form 5500 ↗ |
| 2021 | 2,387 | $84.6M | $3.8M | $1,622 | 0.47% | Not published | Form 5500 ↗ |
Other Mariner Finance plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Personal Finance Company LLC Retirement Plan and Trust Agreement
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Retirement Solutions | 2023 Schedule C ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
Common questions
Does Mariner Finance match 401(k) contributions?
The match terms for the Mariner Finance LLC 401k Plan have not been published from its filing yet. The plan year 2024 filing reports $4.5M in employer contributions, about $1,626 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Mariner Finance 401(k) match vested?
The vesting schedule for the Mariner Finance LLC 401k Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Mariner Finance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Transamerica Retirement Solutions. The plan administrator is Mariner Finance, LLC.
I left Mariner Finance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Mariner Finance, LLC, (443) 461-0530) or the recordkeeper, Transamerica Retirement Solutions. The Mariner Finance old 401(k) page lists the contacts from every plan filing. Find an old Mariner Finance 401(k)
Data from the public Form 5500 annual reports Mariner Finance filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Mariner Finance. Not financial advice. Report a correction · Methodology