Market of Choice 401(k) match, vesting and fees
What Market of Choice's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 479 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| Market of Choice: employer contribution per participant | $1,394 | |
| Peer median | $1,023 |
| Market of Choice: average balance | $44,525 | |
| Peer median | $43,395 |
| Market of Choice: admin expenses ÷ assets | 0.43% | |
| Peer median | 0.23% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $28.3M at the end of plan year 2021 to $47M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,081 | $47M | $1.5M | $1,394 | 0.43% | Not published | Form 5500 ↗ |
| 2023 | 1,083 | $39M | $1.4M | $1,291 | 0.52% | Not published | Form 5500 ↗ |
| 2022 | 1,096 | $31.3M | $1.3M | $1,262 | 0.54% | Not published | Form 5500 ↗ |
| 2021 | 1,019 | $28.3M | $1.2M | $1,196 | 0.53% | Not published | Form 5500 ↗ |
Common questions
Does Market of Choice match 401(k) contributions?
The match terms for the Market of Choice 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $1.5M in employer contributions, about $1,394 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Market of Choice 401(k) match vested?
The vesting schedule for the Market of Choice 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Market of Choice 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Market of Choice, Inc..
I left Market of Choice. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Market of Choice, Inc., (541) 345-0566) or the recordkeeper, Empower Annuity Insurance Company. The Market of Choice old 401(k) page lists the contacts from every plan filing. Find an old Market of Choice 401(k)
Data from the public Form 5500 annual reports Market of Choice filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Market of Choice. Not financial advice. Report a correction · Methodology