Find an old Massachusetts Institute of Technology 401(k)

Who to contact about an account in each of the 2 Massachusetts Institute of Technology plans, from the filings. Free, no sign-up, no Social Security number.

Massachusetts Institute of Technology Supplemental 401(k) Plan

Massachusetts Institute of Technology · Plan 005 · EIN 04-2103594 · Cambridge, MA

Active · plan year 2024 filing401(k)
Plan administratorMassachusetts Institute of Technology
77 Massachusetts Avenue Ne49 3142, Cambridge, MA 02139
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances11,099 separated participants still had money in the planForm 5500 ↗

Massachusetts Institute of Technology Basic Retirement Plan

Massachusetts Institute of Technology · Plan 002 · EIN 04-2103594 · Cambridge, MA

Active · plan year 2024 filingPension (defined benefit)
Plan administratorMassachusetts Institute of Technology
77 Massachusetts Avenue, Ne49-3142, Cambridge, MA 02139
Form 5500 ↗
Recordkeeper (who holds the accounts)Hedgeserve Cayman LtdSchedule C ↗
Former employees with balances10,583 separated participants still had money in the planForm 5500 ↗

Massachusetts Institute of Technology 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Massachusetts Institute of Technology 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Massachusetts Institute of Technology, (617) 253-2734. Have your Social Security number and dates of employment ready.

What is the Massachusetts Institute of Technology 401(k) phone number?

The plan administrator phone number on the plan year 2024 filing is (617) 253-2734.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Massachusetts Institute of Technology and does not hold accounts. Not financial advice. Report a correction