Massachusetts Teachers Association 401(k) match, vesting and fees
What Massachusetts Teachers Association's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Citrin Cooperman & Company, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 590 defined-contribution plans in educational services with 100 to 499 participants.
| Massachusetts Teachers Association: employer contribution per participant | $173 | |
| Peer median | $1,800 |
| Massachusetts Teachers Association: average balance | $141,982 | |
| Peer median | $72,234 |
| Massachusetts Teachers Association: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.18% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $18.9M at the end of plan year 2021 to $21.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 200 | $21.7M | $27K | $173 | 0.06% | Not published | Form 5500 ↗ |
| 2024 | 197 | $20.6M | $0 | $0 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 181 | $18.5M | $0 | $0 | 0.04% | Not published | Form 5500 ↗ |
| 2022 | 167 | $15.4M | $0 | $0 | 0.08% | Not published | Form 5500 ↗ |
| 2021 | 177 | $18.9M | $9,975 | $77 | 0.03% | Not published | Form 5500 ↗ |
Other Massachusetts Teachers Association plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Massachusetts Teachers Association Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Cbiz Cpas P.C (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Massachusetts Teachers Association match 401(k) contributions?
The match terms for the Massachusetts Teacher Association 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $27K in employer contributions, about $173 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Massachusetts Teachers Association 401(k) match vested?
The vesting schedule for the Massachusetts Teacher Association 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Massachusetts Teachers Association 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Massachusetts Teachers Association.
I left Massachusetts Teachers Association. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Massachusetts Teachers Association, (617) 878-8000) or the recordkeeper, Fidelity Investments Institutional. The Massachusetts Teachers Association old 401(k) page lists the contacts from every plan filing. Find an old Massachusetts Teachers Association 401(k)
Data from the public Form 5500 annual reports Massachusetts Teachers Association filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Massachusetts Teachers Association. Not financial advice. Report a correction · Methodology