McCoy 401(k) match, vesting and fees
What McCoy's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Insurance & Annuity | Schedule C ↗ |
| Independent auditor | Lolley & Associates (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 126 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| McCoy: employer contribution per participant | $1,009 | |
| Peer median | $996 |
| McCoy: average balance | $37,902 | |
| Peer median | $47,401 |
| McCoy: admin expenses ÷ assets | 0.20% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $72.4M at the end of plan year 2022 to $111M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,984 | $111M | $3M | $1,009 | 0.20% | Not published | Form 5500 ↗ |
| 2024 | 3,010 | $98.2M | $2.7M | $901 | 0.19% | Not published | Form 5500 ↗ |
| 2023 | 3,020 | $86.7M | $4.4M | $1,488 | 0.20% | Not published | Form 5500 ↗ |
| 2022 | 2,725 | $72.4M | $5.7M | $2,155 | 0.31% | Not published | Form 5500 ↗ |
Common questions
Does McCoy match 401(k) contributions?
The match terms for the Mccoy 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $3M in employer contributions, about $1,009 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the McCoy 401(k) match vested?
The vesting schedule for the Mccoy 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the McCoy 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Voya Retirement Insurance & Annuity. The plan administrator is Mccoy Corporation.
I left McCoy. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Mccoy Corporation, (512) 395-6644) or the recordkeeper, Voya Retirement Insurance & Annuity. The McCoy old 401(k) page lists the contacts from every plan filing. Find an old McCoy 401(k)
Data from the public Form 5500 annual reports McCoy filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with McCoy. Not financial advice. Report a correction · Methodology