McDonald Lumber 401(k) match, vesting and fees
What McDonald Lumber's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Johnson Bank | Schedule C ↗ |
| Independent auditor | Wipfli LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,379 defined-contribution plans in real estate and rental and leasing with 100 to 499 participants.
| McDonald Lumber: employer contribution per participant | $1,998 | |
| Peer median | $1,680 |
| McDonald Lumber: average balance | $23,401 | |
| Peer median | $52,722 |
| McDonald Lumber: admin expenses ÷ assets | 0.77% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.8M at the end of plan year 2021 to $5.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 243 | $5.5M | $466K | $1,998 | 0.77% | Not published | Form 5500 ↗ |
| 2023 | 268 | $4.4M | $408K | $1,943 | 0.76% | Not published | Form 5500 ↗ |
| 2022 | 175 | $2.9M | $308K | $1,891 | 0.86% | Not published | Form 5500 ↗ |
| 2021 | 154 | $2.8M | $226K | $1,652 | 0.79% | Not published | 5500-SF ↗ |
Common questions
Does McDonald Lumber match 401(k) contributions?
The match terms for the Mcdonald Lumber Company, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $466K in employer contributions, about $1,998 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the McDonald Lumber 401(k) match vested?
The vesting schedule for the Mcdonald Lumber Company, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the McDonald Lumber 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Johnson Bank. The plan administrator is Mcdonald Lumber Company, Inc..
I left McDonald Lumber. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Mcdonald Lumber Company, Inc., (920) 465-3230) or the recordkeeper, Johnson Bank. The McDonald Lumber old 401(k) page lists the contacts from every plan filing. Find an old McDonald Lumber 401(k)
Data from the public Form 5500 annual reports McDonald Lumber filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with McDonald Lumber. Not financial advice. Report a correction · Methodology