Find an old McNaughton-McKay Electric 401(k)
Mcnaughton Mckay Electric Co. 401(k) & Profit Sharing Plan
Mcnaughton Mckay Electric Company · Plan 002 · EIN 38-0812640 · Madison Heights, MI
| Plan administrator | Mcnaughton Mckay Electric Company 1357 E. Lincoln Avenue, Madison Heights, MI 48071 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Former employees with balances | 212 separated participants still had money in the plan | Form 5500 ↗ |
Mcnaughton-Mckay Electric Company Employee Stock Ownership Plan
Mcnaughton-Mckay Electric Company · Plan 003 · EIN 38-0812640 · Madison Heights, MI
| Plan administrator | Mcnaughton-Mckay Electric Company 1357 East Lincoln Avenue, Madison Heights, MI 48071 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 257 separated participants still had money in the plan | Form 5500 ↗ |
Mcnaughton-Mckay Elec Co Employee'S Ret. Plan
Mcnaughton-Mckay Electric Company · Plan 001 · EIN 38-0812640 · Madison Heights, MI
| Plan administrator | Mark Borin 1357 East Lincoln Ave., Madison Heights, MI 48071 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 0 separated participants still had money in the plan | Form 5500 ↗ |
| Termination | The plan year 2024 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went. | Form 5500 ↗ |
McNaughton-McKay Electric 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old McNaughton-McKay Electric 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: Mcnaughton Mckay Electric Company, (248) 399-7500. The accounts are held by the recordkeeper, Merrill Lynch, Pierce, Fenner and S. Have your Social Security number and dates of employment ready.
What is the McNaughton-McKay Electric 401(k) phone number?
The plan administrator phone number on the plan year 2024 filing is (248) 399-7500.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with McNaughton-McKay Electric and does not hold accounts. Not financial advice. Report a correction