Mfa Financial 401(k) match, vesting and fees
What Mfa Financial's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Eisneramper (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,379 defined-contribution plans in real estate and rental and leasing with 100 to 499 participants.
| Mfa Financial: employer contribution per participant | $3,601 | |
| Peer median | $1,680 |
| Mfa Financial: average balance | $90,666 | |
| Peer median | $52,722 |
| Mfa Financial: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $18.2M at the end of plan year 2021 to $36M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 456 | $36M | $1.4M | $3,601 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 454 | $28.1M | $2M | $5,340 | 0.07% | Not published | Form 5500 ↗ |
| 2022 | 81 | $14.5M | $467K | $6,228 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 81 | $18.2M | $465K | $6,199 | 0.03% | Not published | Form 5500 ↗ |
Common questions
Does Mfa Financial match 401(k) contributions?
The match terms for the Mfa Financial, Inc. 401(k) Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $1.4M in employer contributions, about $3,601 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Mfa Financial 401(k) match vested?
The vesting schedule for the Mfa Financial, Inc. 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Mfa Financial 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Mfa Financial, Inc..
I left Mfa Financial. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Mfa Financial, Inc., (212) 207-6400) or the recordkeeper, Fidelity Investments Institutional. The Mfa Financial old 401(k) page lists the contacts from every plan filing. Find an old Mfa Financial 401(k)
Data from the public Form 5500 annual reports Mfa Financial filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Mfa Financial. Not financial advice. Report a correction · Methodology