Michigan Farm Bureau 401(k) match, vesting and fees
What Michigan Farm Bureau's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Maner Costerisan (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 15 defined-contribution plans in agriculture, forestry, fishing and hunting with 1,000 to 4,999 participants.
| Michigan Farm Bureau: employer contribution per participant | $4,665 | |
| Peer median | $1,574 |
| Michigan Farm Bureau: average balance | $176,235 | |
| Peer median | $66,328 |
| Michigan Farm Bureau: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $201M at the end of plan year 2021 to $260M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,488 | $260M | $6.9M | $4,665 | 0.06% | Not published | Form 5500 ↗ |
| 2024 | 1,478 | $231M | $5.9M | $4,033 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 1,455 | $207M | $5.4M | $3,760 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 1,404 | $175M | $4.8M | $3,461 | 0.09% | Not published | Form 5500 ↗ |
| 2021 | 1,367 | $201M | $4.8M | $3,542 | 0.11% | Not published | Form 5500 ↗ |
Other Michigan Farm Bureau plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Farm Bureau Employees' Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Maner Costerisan, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Michigan Farm Bureau match 401(k) contributions?
The match terms for the Farm Bureau Employees' 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $6.9M in employer contributions, about $4,665 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Michigan Farm Bureau 401(k) match vested?
The vesting schedule for the Farm Bureau Employees' 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Michigan Farm Bureau 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Farm Bureau Retirement Plans Committee.
I left Michigan Farm Bureau. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Farm Bureau Retirement Plans Committee, (517) 323-7000) or the recordkeeper, Principal Life Insurance Company. The Michigan Farm Bureau old 401(k) page lists the contacts from every plan filing. Find an old Michigan Farm Bureau 401(k)
Data from the public Form 5500 annual reports Michigan Farm Bureau filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Michigan Farm Bureau. Not financial advice. Report a correction · Methodology