Find an old Michigan Sugar 401(k)
Michigan Sugar Company 401(k) Savings Plan
Michigan Sugar Company · Plan 004 · EIN 38-3561416 · Bay City, MI
| Plan administrator | Michigan Sugar Company Committee 122 Uptown Dr Unit 300, Bay City, MI 48708-5627 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Principal Life Insurance Company | Schedule C ↗ |
| Former employees with balances | 145 separated participants still had money in the plan | Form 5500 ↗ |
Michigan Sugar Company Pension Plan
Michigan Sugar Company · Plan 002 · EIN 38-3561416 · Bay City, MI
| Plan administrator | Michigan Sugar Company 122 Uptown Drive, Unit 300, Bay City, MI 48708-5627 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 184 separated participants still had money in the plan | Form 5500 ↗ |
Michigan Sugar Company and Bakery, Confectionary, Tobacco Workers & Grain Millers, Afl-Cio
Michigan Sugar Company · Plan 001 · EIN 38-3561416 · Bay City, MI
| Plan administrator | Michigan Sugar Company 122 Uptown Drive, Unit 300, Bay City, MI 48708-5627 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 107 separated participants still had money in the plan | Form 5500 ↗ |
Employees' Retirement Plan of Michigan Sugar Company
Michigan Sugar Company · Plan 003 · EIN 38-3561416 · Bay City, MI
| Plan administrator | Michigan Sugar Company 122 Uptown Drive, Unit 300, Bay City, MI 48708-5627 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) |
Michigan Sugar 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old Michigan Sugar 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: Michigan Sugar Company Committee, (989) 686-0161. The accounts are held by the recordkeeper, Principal Life Insurance Company. Have your Social Security number and dates of employment ready.
What is the Michigan Sugar 401(k) phone number?
The plan administrator phone number on the plan year 2025 filing is (989) 686-0161.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Michigan Sugar and does not hold accounts. Not financial advice. Report a correction