Mid America Bank 401(k) match, vesting and fees

Plan year 2025 filingMid America Bank Profit Sharing Plan · Plan 001 · EIN 43-0691607Updated Oct 2026

What Mid America Bank's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $787K in employer contributions, about $5,468 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$150,955
Average account balance
145
Participants (end of year)
$21.7M
Plan assets (end of year)
0.22%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperStancorp Financial GroupSchedule C ↗
Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.

Mid America Bank: employer contribution per participant$5,468
Peer median$3,122
Mid America Bank: average balance$150,955
Peer median$111,687
Mid America Bank: admin expenses ÷ assets0.22%
Peer median0.20%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $13.1M at the end of plan year 2021 to $21.7M at the end of plan year 2025.

$13.1M2021$13.3M2022$16M2023$19M2024$21.7M2025
End-of-year figures from each plan year's Form 5500 filing for the Mid America Bank plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025145$21.7M$787K$5,4680.22%Not publishedForm 5500 ↗
2024138$19M$817K$5,9170.23%Not publishedForm 5500 ↗
2023138$16M$811K$5,8740.21%Not publishedForm 5500 ↗
2022139$13.3M$774K$5,6090.19%Not publishedForm 5500 ↗
202197$13.1M$526K$5,4220.23%Not published5500-SF ↗

Common questions

Does Mid America Bank match 401(k) contributions?

The match terms for the Mid America Bank Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $787K in employer contributions, about $5,468 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Mid America Bank 401(k) match vested?

The vesting schedule for the Mid America Bank Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Mid America Bank 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Stancorp Financial Group. The plan administrator is Mid America Bank.

I left Mid America Bank. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Mid America Bank, (573) 635-0019) or the recordkeeper, Stancorp Financial Group. The Mid America Bank old 401(k) page lists the contacts from every plan filing. Find an old Mid America Bank 401(k)

Data from the public Form 5500 annual reports Mid America Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Mid America Bank. Not financial advice. Report a correction · Methodology