Mid-Continental Restoration 401(k) match, vesting and fees

Plan year 2024 filingMid-Continental Restoration Company, Inc. 401(k) Plan · Plan 003 · EIN 48-0618497Updated Oct 2026

What Mid-Continental Restoration's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $648K in employer contributions, about $2,383 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$45,504
Average account balance
295
Participants (end of year)
$12.4M
Plan assets (end of year)
0.51%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorJarred, Gilmore, & Phillips, PA (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 3,874 defined-contribution plans in construction with 100 to 499 participants.

Mid-Continental Restoration: employer contribution per participant$2,383
Peer median$2,411
Mid-Continental Restoration: average balance$45,504
Peer median$61,921
Mid-Continental Restoration: admin expenses ÷ assets0.51%
Peer median0.39%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $11.1M at the end of plan year 2021 to $12.4M at the end of plan year 2024.

$11.1M2021$9.2M2022$11.3M2023$12.4M2024
End-of-year figures from each plan year's Form 5500 filing for the Mid-Continental Restoration plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024295$12.4M$648K$2,3830.51%Not publishedForm 5500 ↗
2023305$11.3M$461K$1,7060.60%Not publishedForm 5500 ↗
2022263$9.2M$465K$1,8660.56%Not publishedForm 5500 ↗
2021255$11.1M$395K$1,6130.65%Not publishedForm 5500 ↗

Other Mid-Continental Restoration plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Mid-Continental Restoration Company, Inc. Employees Stock Ownership Plan and Trust

Plan 002 · EIN 48-0618497 · plan year 2024 filing
$87,000
Average account balance
269
Participants (end of year)
$23.1M
Plan assets (end of year)
<0.01%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorJarred, Gilmore, and Phillips P. a (unmodified opinion)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does Mid-Continental Restoration match 401(k) contributions?

The match terms for the Mid-Continental Restoration Company, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $648K in employer contributions, about $2,383 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Mid-Continental Restoration 401(k) match vested?

The vesting schedule for the Mid-Continental Restoration Company, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Mid-Continental Restoration 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Mid-Continental Restoration Company, Inc..

I left Mid-Continental Restoration. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Mid-Continental Restoration Company, Inc., (620) 223-3700) or the recordkeeper, Principal Life Insurance Company. The Mid-Continental Restoration old 401(k) page lists the contacts from every plan filing. Find an old Mid-Continental Restoration 401(k)

Data from the public Form 5500 annual reports Mid-Continental Restoration filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Mid-Continental Restoration. Not financial advice. Report a correction · Methodology