Find an old Mid-Rivers Telephone Cooperative 401(k)
Mid-Rivers Telephone Cooperative Employees' Savings Plan and Trust
Mid-Rivers Telephone Cooperative, Inc. · Plan 003 · EIN 81-0239277 · Circle, MT
| Plan administrator | Mid-Rivers Telephone Cooperative, Inc. P.O. Box 280, Circle, MT 59215 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Principal Life Insurance Company | Schedule C ↗ |
| Former employees with balances | 17 separated participants still had money in the plan | Form 5500 ↗ |
Mid-Rivers Telephone Cooperative Employees' Pension Plan
Mid-Rivers Telephone Cooperative, Inc. · Plan 004 · EIN 81-0239277 · Circle, MT
| Plan administrator | Administrative Committee, Mid-Rivers Telephone Cooperative P.O. Box 280, Circle, MT 59215 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Principal Life Insurance Company | 2022 Schedule C ↗ |
| Termination | The plan year 2023 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went. | Form 5500 ↗ |
Mid-Rivers Telephone Cooperative 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old Mid-Rivers Telephone Cooperative 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: Mid-Rivers Telephone Cooperative, Inc., (406) 485-3301. The accounts are held by the recordkeeper, Principal Life Insurance Company. Have your Social Security number and dates of employment ready.
What is the Mid-Rivers Telephone Cooperative 401(k) phone number?
The plan administrator phone number on the plan year 2025 filing is (406) 485-3301.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Mid-Rivers Telephone Cooperative and does not hold accounts. Not financial advice. Report a correction