Monadnock Paper Mills 401(k) match, vesting and fees

Plan year 2025 filingMonadnock Union 401(k) Plan · Plan 006 · EIN 02-0215853Updated Oct 2026

What Monadnock Paper Mills' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $124K in employer contributions, about $1,584 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$118,487
Average account balance
80
Participants (end of year)
$9.2M
Plan assets (end of year)
0.35%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 45,858 defined-contribution plans in manufacturing with fewer than 100 participants.

Monadnock Paper Mills: employer contribution per participant$1,584
Peer median$1,782
Monadnock Paper Mills: average balance$118,487
Peer median$63,221
Monadnock Paper Mills: admin expenses ÷ assets0.35%
Peer median0.44%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $7.9M at the end of plan year 2021 to $9.2M at the end of plan year 2025.

$7.9M2021$6.3M2022$7.2M2023$7.8M2024$9.2M2025
End-of-year figures from each plan year's Form 5500 filing for the Monadnock Paper Mills plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
202580$9.2M$124K$1,5840.35%Not published5500-SF ↗
202485$7.8M$115K$1,4020.37%Not published5500-SF ↗
202386$7.2M$123K$1,5230.38%Not published5500-SF ↗
202298$6.3M$115K$1,2310.36%Not published5500-SF ↗
202188$7.9M$112K$1,3620.37%Not published5500-SF ↗

Other Monadnock Paper Mills plans (3)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Monadnock Non-Union 401(k) Plan

Plan 005 · EIN 02-0215853 · plan year 2025 filing
$347,617
Average account balance
75
Participants (end of year)
$25.7M
Plan assets (end of year)
0.31%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

Monadnock Paper Mills, Inc. Retirement Plan

Plan 003 · EIN 02-0215853 · plan year 2024 filing
$126,717
Average account balance
192
Participants (end of year)
$24.3M
Plan assets (end of year)
0.33%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorGallagher, Flynn & Company, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Monadnock Pension Plan

Plan 001 · EIN 02-0215853 · plan year 2024 filing
$75,300
Average account balance
178
Participants (end of year)
$13.4M
Plan assets (end of year)
0.51%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorGallagher, Flynn & Company, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Monadnock Paper Mills match 401(k) contributions?

The match terms for the Monadnock Union 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $124K in employer contributions, about $1,584 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Monadnock Paper Mills 401(k) match vested?

The vesting schedule for the Monadnock Union 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Monadnock Paper Mills 401(k)?

The filing names Monadnock Paper Mills, Inc. as plan administrator; it does not list a recordkeeper.

I left Monadnock Paper Mills. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Monadnock Paper Mills, Inc., (603) 588-3311). The Monadnock Paper Mills old 401(k) page lists the contacts from every plan filing. Find an old Monadnock Paper Mills 401(k)

Data from the public Form 5500 annual reports Monadnock Paper Mills filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Monadnock Paper Mills. Not financial advice. Report a correction · Methodology