Monarch Cement 401(k) match, vesting and fees

Plan year 2024 filingReady-Mixed Concrete 401(k) Plan · Plan 004 · EIN 48-0340590Updated Oct 2026

What Monarch Cement's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $299K in employer contributions, about $1,129 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$33,559
Average account balance
265
Participants (end of year)
$8.9M
Plan assets (end of year)
0.09%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperBokf, NASchedule C ↗
Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.

Monarch Cement: employer contribution per participant$1,129
Peer median$1,847
Monarch Cement: average balance$33,559
Peer median$65,512
Monarch Cement: admin expenses ÷ assets0.09%
Peer median0.32%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $7.9M at the end of plan year 2021 to $8.9M at the end of plan year 2024.

$7.9M2021$7.1M2022$8.8M2023$8.9M2024
End-of-year figures from each plan year's Form 5500 filing for the Monarch Cement plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024265$8.9M$299K$1,1290.09%Not publishedForm 5500 ↗
2023251$8.8M$304K$1,2110.02%Not publishedForm 5500 ↗
2022263$7.1M$304K$1,3180.05%Not publishedForm 5500 ↗
2021326$7.9M$276K$1,2180.04%Not publishedForm 5500 ↗

Other Monarch Cement plans (4)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

The Monarch Cement Company 401(k) Plan

Plan 005 · EIN 48-0340590 · plan year 2023 filing
$18,281
Average account balance
202
Participants (end of year)
$1.9M
Plan assets (end of year)
0.02%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperBokf, NASchedule C ↗
Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

The Monarch Cement Company 401(k) Plan

Plan 006 · EIN 48-0340590 · plan year 2025 filing
$53,155
Average account balance
185
Participants (end of year)
$9.8M
Plan assets (end of year)
0.13%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperBokf, NASchedule C ↗
Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

The Monarch Cement Company Retirement Plan for Production Employees - Humboldt Plant

Plan 002 · EIN 48-0340590 · plan year 2024 filing
$123,735
Average account balance
187
Participants (end of year)
$23.1M
Plan assets (end of year)
—
Employer contribution per participant

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

The Monarch Cement Company Retirement Plan for Staff Employees

Plan 001 · EIN 48-0340590 · plan year 2024 filing
$294,578
Average account balance
135
Participants (end of year)
$39.8M
Plan assets (end of year)
—
Employer contribution per participant

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Monarch Cement match 401(k) contributions?

The match terms for the Ready-Mixed Concrete 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $299K in employer contributions, about $1,129 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Monarch Cement 401(k) match vested?

The vesting schedule for the Ready-Mixed Concrete 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Monarch Cement 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Bokf, NA. The plan administrator is The Monarch Cement Company.

I left Monarch Cement. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (The Monarch Cement Company, (620) 473-2222) or the recordkeeper, Bokf, NA. The Monarch Cement old 401(k) page lists the contacts from every plan filing. Find an old Monarch Cement 401(k)

Data from the public Form 5500 annual reports Monarch Cement filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Monarch Cement. Not financial advice. Report a correction · Methodology