Monroe Plan for Medical Care 401(k) match, vesting and fees
What Monroe Plan for Medical Care's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bowers & Company Cpas PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Monroe Plan for Medical Care: employer contribution per participant | $2,542 | |
| Peer median | $3,122 |
| Monroe Plan for Medical Care: average balance | $109,176 | |
| Peer median | $111,687 |
| Monroe Plan for Medical Care: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $30.6M at the end of plan year 2021 to $25.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 242 | $25.9M | $603K | $2,542 | 0.07% | Not published | Form 5500 ↗ |
| 2024 | 312 | $25.2M | $582K | $1,915 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 311 | $24.1M | $813K | $2,720 | 0.02% | Not published | Form 5500 ↗ |
| 2022 | 292 | $24.2M | $652K | $2,279 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 279 | $30.6M | $706K | $2,597 | 0.19% | Not published | Form 5500 ↗ |
Common questions
Does Monroe Plan for Medical Care match 401(k) contributions?
The match terms for the Monroe Plan for Medical Care, Inc. 401(k) Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $603K in employer contributions, about $2,542 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Monroe Plan for Medical Care 401(k) match vested?
The vesting schedule for the Monroe Plan for Medical Care, Inc. 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Monroe Plan for Medical Care 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Monroe Plan for Medical Care, Inc..
I left Monroe Plan for Medical Care. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Monroe Plan for Medical Care, Inc., (585) 256-8474) or the recordkeeper, Principal Life Insurance Company. The Monroe Plan for Medical Care old 401(k) page lists the contacts from every plan filing. Find an old Monroe Plan for Medical Care 401(k)
Data from the public Form 5500 annual reports Monroe Plan for Medical Care filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Monroe Plan for Medical Care. Not financial advice. Report a correction · Methodology