Moodys 401(k) match, vesting and fees
What Moodys' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | KPMG (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 118 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.
| Moodys: employer contribution per participant | $8,059 | |
| Peer median | $3,354 |
| Moodys: average balance | $254,803 | |
| Peer median | $126,365 |
| Moodys: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.06% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.7B at the end of plan year 2021 to $2.1B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 8,244 | $2.1B | $65.9M | $8,059 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 8,092 | $1.8B | $45.5M | $5,663 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 7,916 | $1.4B | $50.3M | $6,398 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 7,213 | $1.7B | $37.2M | $5,254 | 0.04% | Not published | Form 5500 ↗ |
Other Moodys plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Moody'S Corporation Retirement Account
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | KPMG LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Moodys match 401(k) contributions?
The match terms for the Profit Participation Plan of Moody'S Corporation have not been published from its filing yet. The plan year 2024 filing reports $65.9M in employer contributions, about $8,059 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Moodys 401(k) match vested?
The vesting schedule for the Profit Participation Plan of Moody'S Corporation is not in the data published so far. Your Summary Plan Description states it.
Who manages the Moodys 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Moodys Corporation.
I left Moodys. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Moodys Corporation, (212) 553-0300) or the recordkeeper, Fidelity Investments Institutional. The Moodys old 401(k) page lists the contacts from every plan filing. Find an old Moodys 401(k)
Data from the public Form 5500 annual reports Moodys filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Moodys. Not financial advice. Report a correction · Methodology