Napleton Schaumburg Motors 401(k) match, vesting and fees
What Napleton Schaumburg Motors' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance Company | Schedule C ↗ |
| Independent auditor | Smith+howard Advisory, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 118 defined-contribution plans in retail trade with 500 to 999 participants.
| Napleton Schaumburg Motors: employer contribution per participant | $435 | |
| Peer median | $1,025 |
| Napleton Schaumburg Motors: average balance | $22,554 | |
| Peer median | $54,370 |
| Napleton Schaumburg Motors: admin expenses ÷ assets | 0.98% | |
| Peer median | 0.33% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.7M at the end of plan year 2021 to $14.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 672 | $14.8M | $286K | $435 | 0.98% | Not published | Form 5500 ↗ |
| 2024 | 615 | $11.7M | $271K | $463 | 1.08% | Not published | Form 5500 ↗ |
| 2023 | 432 | $9.4M | $175K | $438 | 0.99% | Not published | Form 5500 ↗ |
| 2022 | 348 | $7.9M | $143K | $437 | 0.90% | Not published | Form 5500 ↗ |
| 2021 | 321 | $8.7M | $124K | $415 | 0.93% | Not published | Form 5500 ↗ |
Common questions
Does Napleton Schaumburg Motors match 401(k) contributions?
The match terms for the Steve Napleton Dealer Group 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $286K in employer contributions, about $435 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Napleton Schaumburg Motors 401(k) match vested?
The vesting schedule for the Steve Napleton Dealer Group 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Napleton Schaumburg Motors 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Life Insurance Company. The plan administrator is Napleton Schaumburg Motors, Inc..
I left Napleton Schaumburg Motors. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Napleton Schaumburg Motors, Inc., (847) 882-5050) or the recordkeeper, John Hancock Life Insurance Company. The Napleton Schaumburg Motors old 401(k) page lists the contacts from every plan filing. Find an old Napleton Schaumburg Motors 401(k)
Data from the public Form 5500 annual reports Napleton Schaumburg Motors filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Napleton Schaumburg Motors. Not financial advice. Report a correction · Methodology