National Rural Electric Cooperative Association 401(k) match, vesting and fees

Plan year 2024 filing401(k) Pension Plan · Plan 444 · EIN 53-0116145Updated Oct 2026

What National Rural Electric Cooperative Association's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $274M in employer contributions, about $3,439 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$209,821
Average account balance
80,475
Participants (end of year)
$16.7B
Plan assets (end of year)
0.30%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperNrecaSchedule C ↗
Independent auditorCliftonlarsonallen LLP (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2024 medians for 37 defined-contribution plans with 50,000 or more participants.

National Rural Electric Cooperative Association: employer contribution per participant$3,439
Peer median$2,100
National Rural Electric Cooperative Association: average balance$209,821
Peer median$77,284
National Rural Electric Cooperative Association: admin expenses ÷ assets0.30%
Peer median0.05%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $14.9B at the end of plan year 2023 to $16.7B at the end of plan year 2024.

$14.9B2023$16.7B2024
End-of-year figures from each plan year's Form 5500 filing for the National Rural Electric Cooperative Association plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
202480,475$16.7B$274M$3,4390.30%Not publishedForm 5500 ↗
202379,162$14.9B$250M$3,2160.31%Not publishedForm 5500 ↗

Other National Rural Electric Cooperative Association plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Retirement Security Plan

Plan 333 · EIN 53-0116145 · plan year 2024 filing
$151,057
Average account balance
75,823
Participants (end of year)
$11.5B
Plan assets (end of year)
0.26%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorCliftonlarsonallen LLP (unmodified opinion)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does National Rural Electric Cooperative Association match 401(k) contributions?

The match terms for the 401(k) Pension Plan have not been published from its filing yet. The plan year 2024 filing reports $274M in employer contributions, about $3,439 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the National Rural Electric Cooperative Association 401(k) match vested?

The vesting schedule for the 401(k) Pension Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the National Rural Electric Cooperative Association 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Nreca. The plan administrator is Senior Vice President, Insurance and Financial Services.

I left National Rural Electric Cooperative Association. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Senior Vice President, Insurance and Financial Services, (703) 907-5743) or the recordkeeper, Nreca. The National Rural Electric Cooperative Association old 401(k) page lists the contacts from every plan filing. Find an old National Rural Electric Cooperative Association 401(k)

Data from the public Form 5500 annual reports National Rural Electric Cooperative Association filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with National Rural Electric Cooperative Association. Not financial advice. Report a correction · Methodology