Navajo Engineering and Construction Authority 401(k) match, vesting and fees

Plan year 2024 filing401(k) Profit-Sharing Plan for Employees of Navajo Engineering and Construction Authority · Plan 001 · EIN 85-0412344Updated Oct 2026

What Navajo Engineering and Construction Authority's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $1.1M in employer contributions, about $1,690 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$34,104
Average account balance
628
Participants (end of year)
$21.4M
Plan assets (end of year)
0.02%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperMutual of America Investment CorpSchedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2024 medians for 523 defined-contribution plans in construction with 500 to 999 participants.

Navajo Engineering and Construction Authority: employer contribution per participant$1,690
Peer median$2,361
Navajo Engineering and Construction Authority: average balance$34,104
Peer median$60,193
Navajo Engineering and Construction Authority: admin expenses ÷ assets0.02%
Peer median0.31%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $15.4M at the end of plan year 2021 to $21.4M at the end of plan year 2024.

$15.4M2021$16.8M2022$20M2023$21.4M2024
End-of-year figures from each plan year's Form 5500 filing for the Navajo Engineering and Construction Authority plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024628$21.4M$1.1M$1,6900.02%Not publishedForm 5500 ↗
2023588$20M$867K$1,5350.05%Not publishedForm 5500 ↗
2022592$16.8M$320K$5570.01%Not publishedForm 5500 ↗
2021545$15.4M$380K$7070.04%Not publishedForm 5500 ↗

Common questions

Does Navajo Engineering and Construction Authority match 401(k) contributions?

The match terms for the 401(k) Profit-Sharing Plan for Employees of Navajo Engineering and Construction Authority have not been published from its filing yet. The plan year 2024 filing reports $1.1M in employer contributions, about $1,690 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Navajo Engineering and Construction Authority 401(k) match vested?

The vesting schedule for the 401(k) Profit-Sharing Plan for Employees of Navajo Engineering and Construction Authority is not in the data published so far. Your Summary Plan Description states it.

Who manages the Navajo Engineering and Construction Authority 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Mutual of America Investment Corp. The plan administrator is Navajo Engineering and Construction Authority.

I left Navajo Engineering and Construction Authority. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Navajo Engineering and Construction Authority, (505) 210-7070) or the recordkeeper, Mutual of America Investment Corp. The Navajo Engineering and Construction Authority old 401(k) page lists the contacts from every plan filing. Find an old Navajo Engineering and Construction Authority 401(k)

Data from the public Form 5500 annual reports Navajo Engineering and Construction Authority filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Navajo Engineering and Construction Authority. Not financial advice. Report a correction · Methodology