New Horizons Baking 401(k) match, vesting and fees

Plan year 2024 filingNew Horizons Baking Company 401(k) Retirement & Savings Plan for Norwalk Union Bakers · Plan 003 · EIN 31-1178698Updated Oct 2026

What New Horizons Baking's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $606K in employer contributions, about $1,578 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$22,438
Average account balance
449
Participants (end of year)
$8.6M
Plan assets (end of year)
0.97%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorPlante & Moran, Pllc. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.

New Horizons Baking: employer contribution per participant$1,578
Peer median$1,847
New Horizons Baking: average balance$22,438
Peer median$65,512
New Horizons Baking: admin expenses ÷ assets0.97%
Peer median0.32%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $7.6M at the end of plan year 2021 to $8.6M at the end of plan year 2024.

$7.6M2021$6.6M2022$7.9M2023$8.6M2024
End-of-year figures from each plan year's Form 5500 filing for the New Horizons Baking plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024449$8.6M$606K$1,5780.97%Not publishedForm 5500 ↗
2023299$7.9M$672K$2,4440.81%Not publishedForm 5500 ↗
2022358$6.6M$285K$8150.28%Not publishedForm 5500 ↗
2021341$7.6M$415K$1,2700.52%Not publishedForm 5500 ↗

Other New Horizons Baking plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

New Horizons Baking Company Employee Retirement & Savings Plan

Plan 001 · EIN 31-1178698 · plan year 2024 filing
$35,451
Average account balance
236
Participants (end of year)
$7.7M
Plan assets (end of year)
1.20%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorPlante & Moran, PLLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

New Horizons Baking Company 401(k) Retirement & Savings Plan for Norwalk Union Drivers

Plan 004 · EIN 31-1178698 · plan year 2024 filing
$108,475
Average account balance
19
Participants (end of year)
$1.8M
Plan assets (end of year)
0.59%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

Common questions

Does New Horizons Baking match 401(k) contributions?

The match terms for the New Horizons Baking Company 401(k) Retirement & Savings Plan for Norwalk Union Bakers have not been published from its filing yet. The plan year 2024 filing reports $606K in employer contributions, about $1,578 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the New Horizons Baking 401(k) match vested?

The vesting schedule for the New Horizons Baking Company 401(k) Retirement & Savings Plan for Norwalk Union Bakers is not in the data published so far. Your Summary Plan Description states it.

Who manages the New Horizons Baking 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is New Horizons Baking Company, LLC.

I left New Horizons Baking. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (New Horizons Baking Company, LLC, (419) 660-4017) or the recordkeeper, Fidelity Investments Institutional. The New Horizons Baking old 401(k) page lists the contacts from every plan filing. Find an old New Horizons Baking 401(k)

Data from the public Form 5500 annual reports New Horizons Baking filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with New Horizons Baking. Not financial advice. Report a correction · Methodology