Niagara Bottling 401(k) match, vesting and fees
What Niagara Bottling's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Wright Ford Young & Co. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 283 defined-contribution plans in manufacturing with 5,000 to 9,999 participants.
| Niagara Bottling: employer contribution per participant | $1,431 | |
| Peer median | $2,895 |
| Niagara Bottling: average balance | $49,331 | |
| Peer median | $115,263 |
| Niagara Bottling: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $208M at the end of plan year 2023 to $272M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 8,684 | $272M | $7.9M | $1,431 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 7,427 | $208M | $6.8M | $1,381 | 0.13% | Not published | Form 5500 ↗ |
Common questions
Does Niagara Bottling match 401(k) contributions?
The match terms for the Niagara Water Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $7.9M in employer contributions, about $1,431 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Niagara Bottling 401(k) match vested?
The vesting schedule for the Niagara Water Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Niagara Bottling 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Niagara Bottling, LLC.
I left Niagara Bottling. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Niagara Bottling, LLC, (909) 230-5000) or the recordkeeper, Fidelity Investments Institutional. The Niagara Bottling old 401(k) page lists the contacts from every plan filing. Find an old Niagara Bottling 401(k)
Data from the public Form 5500 annual reports Niagara Bottling filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Niagara Bottling. Not financial advice. Report a correction · Methodology