Nissho of California 401(k) match, vesting and fees

Plan year 2024 filingNissho of California, Inc. 401(k) Plan · Plan 002 · EIN 33-0442847Updated Oct 2026

What Nissho of California's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $204K in employer contributions, about $1,388 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$21,673
Average account balance
311
Participants (end of year)
$3.2M
Plan assets (end of year)
0.13%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance CompanySchedule C ↗
Independent auditorWeworski & Associates (disclaimer opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2024 medians for 9,213 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.

Nissho of California: employer contribution per participant$1,388
Peer median$2,521
Nissho of California: average balance$21,673
Peer median$75,833
Nissho of California: admin expenses ÷ assets0.13%
Peer median0.27%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $1.4M at the end of plan year 2021 to $3.2M at the end of plan year 2024.

$1.4M2021$1.6M2022$2.4M2023$3.2M2024
End-of-year figures from each plan year's Form 5500 filing for the Nissho of California plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024311$3.2M$204K$1,3880.13%Not publishedForm 5500 ↗
2023294$2.4M$202K$1,4440.39%Not publishedForm 5500 ↗
2022282$1.6M$160K$1,2140.17%Not publishedForm 5500 ↗
2021266$1.4M$162K$1,3460.05%Not publishedForm 5500 ↗

Other Nissho of California plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Nissho of California Inc Employee Stock Ownership Plan

Plan 001 · EIN 33-0442847 · plan year 2025 filing
$13,493
Average account balance
78
Participants (end of year)
$1.1M
Plan assets (end of year)
—
Employer contribution per participant

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and statusProfit-sharing · ActiveForm 5500 ↗

Common questions

Does Nissho of California match 401(k) contributions?

The match terms for the Nissho of California, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $204K in employer contributions, about $1,388 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Nissho of California 401(k) match vested?

The vesting schedule for the Nissho of California, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Nissho of California 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Nissho of California, Inc..

I left Nissho of California. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Nissho of California, Inc., (760) 727-9719) or the recordkeeper, Empower Annuity Insurance Company. The Nissho of California old 401(k) page lists the contacts from every plan filing. Find an old Nissho of California 401(k)

Data from the public Form 5500 annual reports Nissho of California filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Nissho of California. Not financial advice. Report a correction · Methodology