North American Electric Reliability 401(k) match, vesting and fees

Plan year 2025 filingNorth American Electric Reliability Corporation Savings and Investment Plan · Plan 002 · EIN 20-4821888Updated Oct 2026

What North American Electric Reliability's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $5.2M in employer contributions, about $14,867 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$324,530
Average account balance
348
Participants (end of year)
$113M
Plan assets (end of year)
0.02%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorRsm US LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 942 defined-contribution plans in other services with 100 to 499 participants.

North American Electric Reliability: employer contribution per participant$14,867
Peer median$1,890
North American Electric Reliability: average balance$324,530
Peer median$56,033
North American Electric Reliability: admin expenses ÷ assets0.02%
Peer median0.37%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $78.2M at the end of plan year 2021 to $113M at the end of plan year 2025.

$78.2M2021$67.8M2022$80.9M2023$91.4M2024$113M2025
End-of-year figures from each plan year's Form 5500 filing for the North American Electric Reliability plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025348$113M$5.2M$14,8670.02%Not publishedForm 5500 ↗
2024325$91.4M$4.5M$13,9830.03%Not publishedForm 5500 ↗
2023303$80.9M$4.2M$13,9420.03%Not publishedForm 5500 ↗
2022287$67.8M$3.7M$12,8120.04%Not publishedForm 5500 ↗
2021271$78.2M$3.4M$12,7100.06%Not publishedForm 5500 ↗

Common questions

Does North American Electric Reliability match 401(k) contributions?

The match terms for the North American Electric Reliability Corporation Savings and Investment Plan have not been published from its filing yet. The plan year 2025 filing reports $5.2M in employer contributions, about $14,867 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the North American Electric Reliability 401(k) match vested?

The vesting schedule for the North American Electric Reliability Corporation Savings and Investment Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the North American Electric Reliability 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is North American Electric Reliability Corporation.

I left North American Electric Reliability. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (North American Electric Reliability Corporation, (404) 446-9725) or the recordkeeper, Principal Life Insurance Company. The North American Electric Reliability old 401(k) page lists the contacts from every plan filing. Find an old North American Electric Reliability 401(k)

Data from the public Form 5500 annual reports North American Electric Reliability filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with North American Electric Reliability. Not financial advice. Report a correction · Methodology