North American Savings Bank, F.S.B. 401(k) match, vesting and fees

Plan year 2025 filingNorth American Savings Bank, F.S.B. Savings and Retirement Plan · Plan 001 · EIN 44-0373310Updated Oct 2026

What North American Savings Bank, F.S.B.'s 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $427K in employer contributions, about $1,011 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$129,529
Average account balance
422
Participants (end of year)
$54.7M
Plan assets (end of year)
0.23%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperStancorp Financial GroupSchedule C ↗
Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.

North American Savings Bank, F.S.B.: employer contribution per participant$1,011
Peer median$3,122
North American Savings Bank, F.S.B.: average balance$129,529
Peer median$111,687
North American Savings Bank, F.S.B.: admin expenses ÷ assets0.23%
Peer median0.20%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $66.5M at the end of plan year 2021 to $54.7M at the end of plan year 2025.

$66.5M2021$52.9M2022$49.3M2023$53.5M2024$54.7M2025
End-of-year figures from each plan year's Form 5500 filing for the North American Savings Bank, F.S.B. plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025422$54.7M$427K$1,0110.23%Not publishedForm 5500 ↗
2024467$53.5M$550K$1,1920.31%Not publishedForm 5500 ↗
2023621$49.3M$605K$9830.35%Not publishedForm 5500 ↗
2022639$52.9M$1.1M$1,7630.36%Not publishedForm 5500 ↗
2021816$66.5M$1.6M$1,9990.33%Not publishedForm 5500 ↗

Common questions

Does North American Savings Bank, F.S.B. match 401(k) contributions?

The match terms for the North American Savings Bank, F.S.B. Savings and Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $427K in employer contributions, about $1,011 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the North American Savings Bank, F.S.B. 401(k) match vested?

The vesting schedule for the North American Savings Bank, F.S.B. Savings and Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the North American Savings Bank, F.S.B. 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Stancorp Financial Group. The plan administrator is North American Savings Bank, F.S.B..

I left North American Savings Bank, F.S.B.. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (North American Savings Bank, F.S.B., (816) 765-2200) or the recordkeeper, Stancorp Financial Group. The North American Savings Bank, F.S.B. old 401(k) page lists the contacts from every plan filing. Find an old North American Savings Bank, F.S.B. 401(k)

Data from the public Form 5500 annual reports North American Savings Bank, F.S.B. filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with North American Savings Bank, F.S.B.. Not financial advice. Report a correction · Methodology