Northeast Michigan Community Service Agency 401(k) match, vesting and fees
What Northeast Michigan Community Service Agency's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Wipfli LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 352 defined-contribution plans in other services with 500 to 999 participants.
| Northeast Michigan Community Service Agency: employer contribution per participant | $2,152 | |
| Peer median | $1,775 |
| Northeast Michigan Community Service Agency: average balance | $41,354 | |
| Peer median | $48,211 |
| Northeast Michigan Community Service Agency: admin expenses ÷ assets | 0.35% | |
| Peer median | 0.25% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $31.2M at the end of plan year 2021 to $32.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 795 | $32.7M | $1.7M | $2,152 | 0.35% | Not published | Form 5500 ↗ |
| 2023 | 790 | $29.5M | $1.6M | $2,075 | 0.43% | Not published | Form 5500 ↗ |
| 2022 | 926 | $25.8M | $1.4M | $1,561 | 0.37% | Not published | Form 5500 ↗ |
| 2021 | 885 | $31.2M | $1.3M | $1,605 | 0.43% | Not published | Form 5500 ↗ |
Common questions
Does Northeast Michigan Community Service Agency match 401(k) contributions?
The match terms for the Northeast Michigan Community Service Agency, Inc. Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $1.7M in employer contributions, about $2,152 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Northeast Michigan Community Service Agency 401(k) match vested?
The vesting schedule for the Northeast Michigan Community Service Agency, Inc. Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Northeast Michigan Community Service Agency 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Northeast Michigan Community Service Agency, Inc..
I left Northeast Michigan Community Service Agency. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Northeast Michigan Community Service Agency, Inc., (989) 358-4600) or the recordkeeper, Principal Life Insurance Company. The Northeast Michigan Community Service Agency old 401(k) page lists the contacts from every plan filing. Find an old Northeast Michigan Community Service Agency 401(k)
Data from the public Form 5500 annual reports Northeast Michigan Community Service Agency filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Northeast Michigan Community Service Agency. Not financial advice. Report a correction · Methodology