Northern Tier Counseling 401(k) match, vesting and fees
What Northern Tier Counseling's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Robert Rossi & Co. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 7,678 defined-contribution plans in health care and social assistance with 100 to 499 participants.
| Northern Tier Counseling: employer contribution per participant | $1,452 | |
| Peer median | $1,468 |
| Northern Tier Counseling: average balance | $18,080 | |
| Peer median | $37,786 |
| Northern Tier Counseling: admin expenses ÷ assets | 0.75% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.6M at the end of plan year 2021 to $2.1M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 121 | $2.1M | $170K | $1,452 | 0.75% | Not published | Form 5500 ↗ |
| 2023 | 116 | $1.7M | $99K | $919 | 0.23% | Not published | Form 5500 ↗ |
| 2022 | 133 | $1.4M | $49K | $372 | 0.18% | Not published | 5500-SF ↗ |
| 2021 | 118 | $1.6M | $24K | $212 | 0.13% | Not published | 5500-SF ↗ |
Common questions
Does Northern Tier Counseling match 401(k) contributions?
The match terms for the Northern Tier Counseling, Inc. Tax Deferred Annuity Plan have not been published from its filing yet. The plan year 2024 filing reports $170K in employer contributions, about $1,452 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Northern Tier Counseling 401(k) match vested?
The vesting schedule for the Northern Tier Counseling, Inc. Tax Deferred Annuity Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Northern Tier Counseling 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Northern Tier Counseling, Inc.
I left Northern Tier Counseling. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Northern Tier Counseling, Inc, (570) 485-5555) or the recordkeeper, Empower Annuity Insurance Company. The Northern Tier Counseling old 401(k) page lists the contacts from every plan filing. Find an old Northern Tier Counseling 401(k)
Data from the public Form 5500 annual reports Northern Tier Counseling filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Northern Tier Counseling. Not financial advice. Report a correction · Methodology