Northwest Federal Credit Union 401(k) match, vesting and fees

Plan year 2025 filingNorthwest Federal Credit Union 401(k) Savings Plan · Plan 001 · EIN 53-0216888Updated Oct 2026

What Northwest Federal Credit Union's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $3.3M in employer contributions, about $4,115 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$167,517
Average account balance
825
Participants (end of year)
$133M
Plan assets (end of year)
0.06%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT Rowe Price Rps IncSchedule C ↗
Independent auditorCliftonlarsonallen LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.

Northwest Federal Credit Union: employer contribution per participant$4,115
Peer median$3,090
Northwest Federal Credit Union: average balance$167,517
Peer median$119,169
Northwest Federal Credit Union: admin expenses ÷ assets0.06%
Peer median0.10%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $104M at the end of plan year 2021 to $133M at the end of plan year 2025.

$104M2021$89.1M2022$106M2023$121M2024$133M2025
End-of-year figures from each plan year's Form 5500 filing for the Northwest Federal Credit Union plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025825$133M$3.3M$4,1150.06%Not publishedForm 5500 ↗
2024809$121M$3.1M$3,9590.07%Not publishedForm 5500 ↗
2023830$106M$3.1M$3,8740.07%Not publishedForm 5500 ↗
2022867$89.1M$3M$3,5660.06%Not publishedForm 5500 ↗
2021860$104M$3.1M$3,7250.07%Not publishedForm 5500 ↗

Common questions

Does Northwest Federal Credit Union match 401(k) contributions?

The match terms for the Northwest Federal Credit Union 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $3.3M in employer contributions, about $4,115 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Northwest Federal Credit Union 401(k) match vested?

The vesting schedule for the Northwest Federal Credit Union 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Northwest Federal Credit Union 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is T Rowe Price Rps Inc. The plan administrator is Northwest Federal Credit Union.

I left Northwest Federal Credit Union. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Northwest Federal Credit Union, (703) 709-8900) or the recordkeeper, T Rowe Price Rps Inc. The Northwest Federal Credit Union old 401(k) page lists the contacts from every plan filing. Find an old Northwest Federal Credit Union 401(k)

Data from the public Form 5500 annual reports Northwest Federal Credit Union filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Northwest Federal Credit Union. Not financial advice. Report a correction · Methodology