Northwest Michigan Community Action Agency 401(k) match, vesting and fees

Plan year 2024 filingNorthwest Michigan Community Action Agency 401(k) Plan · Plan 003 · EIN 38-2027389Updated Oct 2026

What Northwest Michigan Community Action Agency's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $80K in employer contributions, about $331 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$14,915
Average account balance
350
Participants (end of year)
$3.6M
Plan assets (end of year)
0.37%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperThe Vanguard Group, Inc.Schedule C ↗
Independent auditorWipfli LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 2,561 defined-contribution plans in other services with 100 to 499 participants.

Northwest Michigan Community Action Agency: employer contribution per participant$331
Peer median$1,803
Northwest Michigan Community Action Agency: average balance$14,915
Peer median$48,934
Northwest Michigan Community Action Agency: admin expenses ÷ assets0.37%
Peer median0.31%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $2.8M at the end of plan year 2023 to $3.6M at the end of plan year 2024.

$2.8M2023$3.6M2024
End-of-year figures from each plan year's Form 5500 filing for the Northwest Michigan Community Action Agency plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024350$3.6M$80K$3310.37%Not publishedForm 5500 ↗
2023389$2.8M$20K$1010.28%Not publishedForm 5500 ↗

Other Northwest Michigan Community Action Agency plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Northwest Michigan Community Action Agency Tda

Plan 002 · EIN 38-2027389 · plan year 2022 filing · terminated
—
Average account balance
0
Participants (end of year)
$0
Plan assets (end of year)
0.12%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperTIAASchedule C ↗
Independent auditorWipfli LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status403(b) · Terminated (final filing)Form 5500 ↗

Common questions

Does Northwest Michigan Community Action Agency match 401(k) contributions?

The match terms for the Northwest Michigan Community Action Agency 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $80K in employer contributions, about $331 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Northwest Michigan Community Action Agency 401(k) match vested?

The vesting schedule for the Northwest Michigan Community Action Agency 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Northwest Michigan Community Action Agency 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Northwest Michigan Community Action Agency.

I left Northwest Michigan Community Action Agency. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Northwest Michigan Community Action Agency, (231) 346-2109) or the recordkeeper, The Vanguard Group, Inc.. The Northwest Michigan Community Action Agency old 401(k) page lists the contacts from every plan filing. Find an old Northwest Michigan Community Action Agency 401(k)

Data from the public Form 5500 annual reports Northwest Michigan Community Action Agency filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Northwest Michigan Community Action Agency. Not financial advice. Report a correction · Methodology