Oak Valley Community Bank 401(k) match, vesting and fees
What Oak Valley Community Bank's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empoower Annuity Insurance Co. USA | Schedule C ↗ |
| Independent auditor | Grimbleby Coleman Advisors & Acnts (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Oak Valley Community Bank: employer contribution per participant | $4,652 | |
| Peer median | $2,868 |
| Oak Valley Community Bank: average balance | $126,579 | |
| Peer median | $95,281 |
| Oak Valley Community Bank: admin expenses ÷ assets | 0.25% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $23.7M at the end of plan year 2021 to $33.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 269 | $33.4M | $1.2M | $4,652 | 0.25% | Not published | Form 5500 ↗ |
| 2023 | 273 | $33.1M | $1.1M | $3,929 | 0.24% | Not published | Form 5500 ↗ |
| 2022 | 249 | $25.6M | $921K | $3,744 | 0.25% | Not published | Form 5500 ↗ |
| 2021 | 222 | $23.7M | $828K | $3,799 | 0.30% | Not published | Form 5500 ↗ |
Common questions
Does Oak Valley Community Bank match 401(k) contributions?
The match terms for the Oak Valley Community Bank 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $1.2M in employer contributions, about $4,652 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Oak Valley Community Bank 401(k) match vested?
The vesting schedule for the Oak Valley Community Bank 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Oak Valley Community Bank 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empoower Annuity Insurance Co. USA. The plan administrator is Oak Valley Community Bank.
I left Oak Valley Community Bank. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Oak Valley Community Bank, (209) 844-7500) or the recordkeeper, Empoower Annuity Insurance Co. USA. The Oak Valley Community Bank old 401(k) page lists the contacts from every plan filing. Find an old Oak Valley Community Bank 401(k)
Data from the public Form 5500 annual reports Oak Valley Community Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Oak Valley Community Bank. Not financial advice. Report a correction · Methodology