Find an old Oceanfirst Bank 401(k)
Retirement Plan for Oceanfirst Bank
Oceanfirst Bank · Plan 002 · EIN 21-0607451 · Toms River, NJ
| Plan administrator | Oceanfirst Bank 975 Hooper Avenue, Toms River, NJ 08753 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Transamerica Retirement Solutions | Schedule C ↗ |
| Former employees with balances | 467 separated participants still had money in the plan | Form 5500 ↗ |
Oceanfirst Bank Employee Stock Ownership Plan
Oceanfirst Bank · Plan 004 · EIN 21-0607451 · Toms River, NJ
| Plan administrator | Oceanfirst Bank 975 Hooper Avenue, Toms River, NJ 08753 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 201 separated participants still had money in the plan | Form 5500 ↗ |
Spring Garden Lending Group 401(k) Retirement Plan
Oceanfirst Bank N.A. · Plan 001 · EIN 21-0607451 · Philadelphia, PA
| Plan administrator | Oceanfirst Bank N.A. 990 Spring Garden Street, Suite 602, Philadelphia, PA 19123 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Termination | The plan year 2025 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went. | Form 5500 ↗ |
Oceanfirst Bank 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old Oceanfirst Bank 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: Oceanfirst Bank, (732) 240-4500. The accounts are held by the recordkeeper, Transamerica Retirement Solutions. Have your Social Security number and dates of employment ready.
What is the Oceanfirst Bank 401(k) phone number?
The plan administrator phone number on the plan year 2025 filing is (732) 240-4500.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Oceanfirst Bank and does not hold accounts. Not financial advice. Report a correction