Ogden Clinic Professional 401(k) match, vesting and fees
What Ogden Clinic Professional's 401(k) plan says about matching contributions
Plan features
Indented passages are quoted word for word from the audit report; plan terms may have changed since, so check your current Summary Plan Description.
| Automatic enrollment | The Plan includes an auto‐enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan. Automatically enrolled participants have their pre‐tax deferral rate set at 3% of eligible compensation and their contributions invested in a designated fund until changed by the participant. The Plan has an auto‐escalation provision where the participants will have their pre‐tax deferral contributions increased annually by 1% until a deferral rate of 10% is reached. | 2024 audit report, p. 34 ↗ |
| Roth contributions | The Plan allows participants to designate contributions as Roth contributions. | 2024 audit report, p. 33 ↗ |
| Loans | Participants may borrow from their fund accounts, a minimum of $1,000 up to a maximum equal to the lesser of $50,000 or 50% of their account balance. | 2024 audit report, p. 35 ↗ |
| Recordkeeper | Fidelity Investments Institutional | 2025 Schedule C ↗ |
| Independent auditor | Tanner LLP (unmodified opinion, limited scope) | 2025 Schedule H ↗ |
| Plan type and status | 401(k) · Active | 2025 Form 5500 ↗ |
| Late participant contributions | Reported on the filing | 2025 Schedule H ↗ |
Match, vesting and other plan features are from the plan year 2024 filing's audit report (the latest one extracted so far). Rows cited to the Form 5500 and its schedules are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 235 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.
| Ogden Clinic Professional: employer contribution per participant | $3,356 | |
| Peer median | $1,537 |
| Ogden Clinic Professional: average balance | $90,987 | |
| Peer median | $56,476 |
| Ogden Clinic Professional: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.19% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $131M at the end of plan year 2021 to $168M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,001 | $168M | $6.2M | $3,356 | 0.12% | Not published | Form 5500 ↗ |
| 2024 | 1,777 | $137M | $5.8M | $3,546 | 0.12% | Not published | Form 5500 ↗ |
| 2023 | 1,506 | $128M | $5.2M | $3,484 | 0.12% | Not published | Form 5500 ↗ |
| 2022 | 1,413 | $111M | $4.8M | $3,469 | 0.13% | Not published | Form 5500 ↗ |
| 2021 | 1,294 | $131M | $4.4M | $3,619 | 0.14% | Not published | Form 5500 ↗ |
Common questions
Does Ogden Clinic Professional match 401(k) contributions?
The match terms for the Ogden Clinic Savings and Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $6.2M in employer contributions, about $3,356 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ogden Clinic Professional 401(k) match vested?
The vesting schedule for the Ogden Clinic Savings and Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ogden Clinic Professional 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Ogden Clinic Professional Corporation.
I left Ogden Clinic Professional. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ogden Clinic Professional Corporation, (801) 475-3000) or the recordkeeper, Fidelity Investments Institutional. The Ogden Clinic Professional old 401(k) page lists the contacts from every plan filing. Find an old Ogden Clinic Professional 401(k)
Data from the public Form 5500 annual reports Ogden Clinic Professional filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ogden Clinic Professional. Not financial advice. Report a correction · Methodology