Ohnward Bancshares 401(k) match, vesting and fees
What Ohnward Bancshares' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | July Business Services LLC | Schedule C ↗ |
| Independent auditor | Eide Bailly, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 157 defined-contribution plans in management of companies and enterprises with 100 to 499 participants.
| Ohnward Bancshares: employer contribution per participant | $4,068 | |
| Peer median | $1,900 |
| Ohnward Bancshares: average balance | $140,822 | |
| Peer median | $90,270 |
| Ohnward Bancshares: admin expenses ÷ assets | 0.36% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $35.3M at the end of plan year 2021 to $43.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 325 | $43.8M | $1.3M | $4,068 | 0.36% | Not published | Form 5500 ↗ |
| 2024 | 323 | $39.7M | $1.2M | $3,999 | 0.36% | Not published | Form 5500 ↗ |
| 2023 | 321 | $35.7M | $1.2M | $3,862 | 0.37% | Not published | Form 5500 ↗ |
| 2022 | 323 | $29.1M | $1.1M | $3,664 | 0.33% | Not published | Form 5500 ↗ |
| 2021 | 320 | $35.3M | $1.1M | $3,669 | 0.34% | Not published | Form 5500 ↗ |
Other Ohnward Bancshares plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ohnward Bancshares, Inc. Employee Stock Ownership Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Eide Bailly LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Ohnward Bancshares match 401(k) contributions?
The match terms for the Ohnward Bancshares, Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $1.3M in employer contributions, about $4,068 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ohnward Bancshares 401(k) match vested?
The vesting schedule for the Ohnward Bancshares, Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ohnward Bancshares 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is July Business Services LLC. The plan administrator is Ohnward Bancshares, Inc..
I left Ohnward Bancshares. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ohnward Bancshares, Inc., (563) 652-7821) or the recordkeeper, July Business Services LLC. The Ohnward Bancshares old 401(k) page lists the contacts from every plan filing. Find an old Ohnward Bancshares 401(k)
Data from the public Form 5500 annual reports Ohnward Bancshares filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ohnward Bancshares. Not financial advice. Report a correction · Methodology