Oneaz Credit Union 401(k) match, vesting and fees
What Oneaz Credit Union's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Pension Assurance LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Oneaz Credit Union: employer contribution per participant | $3,426 | |
| Peer median | $3,090 |
| Oneaz Credit Union: average balance | $81,677 | |
| Peer median | $119,169 |
| Oneaz Credit Union: admin expenses ÷ assets | 0.17% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $45.1M at the end of plan year 2021 to $59.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 742 | $59.5M | $2.5M | $3,426 | 0.17% | Not published | Form 5500 ↗ |
| 2024 | 668 | $52M | $2.4M | $3,667 | 0.21% | Not published | Form 5500 ↗ |
| 2023 | 690 | $48.6M | $2.3M | $3,284 | 0.20% | Not published | Form 5500 ↗ |
| 2022 | 697 | $38.4M | $1.6M | $2,345 | 0.18% | Not published | Form 5500 ↗ |
| 2021 | 666 | $45.1M | $1.3M | $2,026 | 0.19% | Not published | Form 5500 ↗ |
Other Oneaz Credit Union plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Oneaz Credit Union Defined Benefit Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | 2023 Schedule C ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
Common questions
Does Oneaz Credit Union match 401(k) contributions?
The match terms for the Oneaz Credit Union 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $2.5M in employer contributions, about $3,426 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Oneaz Credit Union 401(k) match vested?
The vesting schedule for the Oneaz Credit Union 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Oneaz Credit Union 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Oneaz Credit Union.
I left Oneaz Credit Union. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Oneaz Credit Union, (602) 467-4116) or the recordkeeper, Principal Life Insurance Company. The Oneaz Credit Union old 401(k) page lists the contacts from every plan filing. Find an old Oneaz Credit Union 401(k)
Data from the public Form 5500 annual reports Oneaz Credit Union filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Oneaz Credit Union. Not financial advice. Report a correction · Methodology