Onpath Federal Credit Union 401(k) match, vesting and fees
What Onpath Federal Credit Union's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Doeren Mayhew Assurance, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Onpath Federal Credit Union: employer contribution per participant | $4,278 | |
| Peer median | $3,122 |
| Onpath Federal Credit Union: average balance | $68,605 | |
| Peer median | $111,687 |
| Onpath Federal Credit Union: admin expenses ÷ assets | 0.26% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $13M at the end of plan year 2024 to $26.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 409 | $26.3M | $1.6M | $4,278 | 0.26% | Not published | Form 5500 ↗ |
| 2024 | 279 | $13M | $566K | $2,670 | 0.28% | Not published | Form 5500 ↗ |
Other Onpath Federal Credit Union plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Onpath Federal Credit Union Profit Sharing 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Eisneramper LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Onpath Federal Credit Union match 401(k) contributions?
The match terms for the Onpath Federal Credit Union have not been published from its filing yet. The plan year 2025 filing reports $1.6M in employer contributions, about $4,278 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Onpath Federal Credit Union 401(k) match vested?
The vesting schedule for the Onpath Federal Credit Union is not in the data published so far. Your Summary Plan Description states it.
Who manages the Onpath Federal Credit Union 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Onpath Federal Credit Union.
I left Onpath Federal Credit Union. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Onpath Federal Credit Union, (985) 653-1746) or the recordkeeper, Fidelity Investments Institutional. The Onpath Federal Credit Union old 401(k) page lists the contacts from every plan filing. Find an old Onpath Federal Credit Union 401(k)
Data from the public Form 5500 annual reports Onpath Federal Credit Union filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Onpath Federal Credit Union. Not financial advice. Report a correction · Methodology