Operation Kindness 401(k) match, vesting and fees
What Operation Kindness' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Investment Corp | Schedule C ↗ |
| Independent auditor | Armanino LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 2,561 defined-contribution plans in other services with 100 to 499 participants.
| Operation Kindness: employer contribution per participant | $635 | |
| Peer median | $1,803 |
| Operation Kindness: average balance | $8,506 | |
| Peer median | $48,934 |
| Operation Kindness: admin expenses ÷ assets | 0.15% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $857K at the end of plan year 2021 to $2.1M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 258 | $2.1M | $159K | $635 | 0.15% | Not published | Form 5500 ↗ |
| 2023 | 159 | $1.5M | $81K | $510 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 169 | $1.1M | $58K | $374 | 0.03% | Not published | 5500-SF ↗ |
| 2021 | 42 | $857K | $39K | $917 | 0.09% | Not published | 5500-SF ↗ |
Common questions
Does Operation Kindness match 401(k) contributions?
The match terms for the 403(b) Thrift Plan for Employees of Operation Kindness have not been published from its filing yet. The plan year 2024 filing reports $159K in employer contributions, about $635 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Operation Kindness 401(k) match vested?
The vesting schedule for the 403(b) Thrift Plan for Employees of Operation Kindness is not in the data published so far. Your Summary Plan Description states it.
Who manages the Operation Kindness 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Mutual of America Investment Corp. The plan administrator is Operation Kindness.
I left Operation Kindness. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Operation Kindness, (972) 418-7297) or the recordkeeper, Mutual of America Investment Corp. The Operation Kindness old 401(k) page lists the contacts from every plan filing. Find an old Operation Kindness 401(k)
Data from the public Form 5500 annual reports Operation Kindness filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Operation Kindness. Not financial advice. Report a correction · Methodology