Options for Learning 401(k) match, vesting and fees
What Options for Learning's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Sec. Corp LLC | Schedule C ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 54 defined-contribution plans in other services with 1,000 to 4,999 participants.
| Options for Learning: employer contribution per participant | $1,624 | |
| Peer median | $1,949 |
| Options for Learning: average balance | $20,407 | |
| Peer median | $68,107 |
| Options for Learning: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7.8M at the end of plan year 2022 to $23.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,178 | $23.9M | $1.9M | $1,624 | 0.09% | Not published | Form 5500 ↗ |
| 2024 | 1,178 | $18.9M | $2.1M | $1,762 | 0.21% | Not published | Form 5500 ↗ |
| 2023 | 1,045 | $12.9M | $1.7M | $1,625 | 0.29% | Not published | Form 5500 ↗ |
| 2022 | 1,093 | $7.8M | $1.3M | $1,382 | 0.48% | Not published | Form 5500 ↗ |
Common questions
Does Options for Learning match 401(k) contributions?
The match terms for the Options for Learning 403(b) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.9M in employer contributions, about $1,624 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Options for Learning 401(k) match vested?
The vesting schedule for the Options for Learning 403(b) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Options for Learning 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Mutual of America Sec. Corp LLC. The plan administrator is Options for Learning.
I left Options for Learning. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Options for Learning, (626) 967-7848) or the recordkeeper, Mutual of America Sec. Corp LLC. The Options for Learning old 401(k) page lists the contacts from every plan filing. Find an old Options for Learning 401(k)
Data from the public Form 5500 annual reports Options for Learning filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Options for Learning. Not financial advice. Report a correction · Methodology