Optum Medical Services 401(k) match, vesting and fees
What Optum Medical Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Invst Instnl Oprtn Co, Inc | 2024 Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 235 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.
| Optum Medical Services: employer contribution per participant | $4,914 | |
| Peer median | $1,537 |
| Optum Medical Services: average balance | $185,404 | |
| Peer median | $56,476 |
| Optum Medical Services: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.19% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $390M at the end of plan year 2021 to $718M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 3,941 | $718M | $19M | $4,914 | <0.01% | Not published | Form 5500 ↗ |
| 2024 | 4,421 | $613M | $20.9M | $5,413 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 4,444 | $542M | $20.3M | $5,186 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 4,150 | $423M | $16.6M | $5,337 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 2,796 | $390M | $14.1M | $5,275 | 0.02% | Not published | Form 5500 ↗ |
Common questions
Does Optum Medical Services match 401(k) contributions?
The match terms for the Optum Partner Services 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $19M in employer contributions, about $4,914 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Optum Medical Services 401(k) match vested?
The vesting schedule for the Optum Partner Services 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Optum Medical Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Invst Instnl Oprtn Co, Inc. The plan administrator is Unitedhealth Group Employee Benefits Plans Administrative Committee.
I left Optum Medical Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Unitedhealth Group Employee Benefits Plans Administrative Committee, (952) 936-1300) or the recordkeeper, Fidelity Invst Instnl Oprtn Co, Inc. The Optum Medical Services old 401(k) page lists the contacts from every plan filing. Find an old Optum Medical Services 401(k)
Data from the public Form 5500 annual reports Optum Medical Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Optum Medical Services. Not financial advice. Report a correction · Methodology