O'Shaughnessy Real Estate 401(k) match, vesting and fees
What O'Shaughnessy Real Estate's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Co of Am | Schedule C ↗ |
| Independent auditor | Symphona, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,379 defined-contribution plans in real estate and rental and leasing with 100 to 499 participants.
| O'Shaughnessy Real Estate: employer contribution per participant | $1,101 | |
| Peer median | $1,680 |
| O'Shaughnessy Real Estate: average balance | $111,015 | |
| Peer median | $52,722 |
| O'Shaughnessy Real Estate: admin expenses ÷ assets | 0.67% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12.1M at the end of plan year 2021 to $12.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 163 | $12.5M | $124K | $1,101 | 0.67% | Not published | Form 5500 ↗ |
| 2023 | 146 | $11.3M | $73K | $659 | 0.38% | Not published | Form 5500 ↗ |
| 2022 | 108 | $10.5M | $82K | $758 | 0.33% | Not published | Form 5500 ↗ |
| 2021 | 145 | $12.1M | $83K | $719 | 0.72% | Not published | Form 5500 ↗ |
Common questions
Does O'Shaughnessy Real Estate match 401(k) contributions?
The match terms for the Carolina One Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $124K in employer contributions, about $1,101 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the O'Shaughnessy Real Estate 401(k) match vested?
The vesting schedule for the Carolina One Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the O'Shaughnessy Real Estate 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Co of Am. The plan administrator is O'Shaughnessy Real Estate, Inc.
I left O'Shaughnessy Real Estate. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (O'Shaughnessy Real Estate, Inc, (843) 202-2011) or the recordkeeper, Empower Annuity Insurance Co of Am. The O'Shaughnessy Real Estate old 401(k) page lists the contacts from every plan filing. Find an old O'Shaughnessy Real Estate 401(k)
Data from the public Form 5500 annual reports O'Shaughnessy Real Estate filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with O'Shaughnessy Real Estate. Not financial advice. Report a correction · Methodology