Outokumpu Stainless USA 401(k) match, vesting and fees

Plan year 2025 filingOutokumpu Stainless USA, LLC 401(k) Plan · Plan 001 · EIN 26-0379850Updated Oct 2026

What Outokumpu Stainless USA's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $6M in employer contributions, about $5,218 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$131,169
Average account balance
1,175
Participants (end of year)
$152M
Plan assets (end of year)
0.03%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorWilkins Miller (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 434 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.

Outokumpu Stainless USA: employer contribution per participant$5,218
Peer median$2,591
Outokumpu Stainless USA: average balance$131,169
Peer median$102,504
Outokumpu Stainless USA: admin expenses ÷ assets0.03%
Peer median0.11%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $102M at the end of plan year 2021 to $152M at the end of plan year 2025.

$102M2021$91.7M2022$108M2023$130M2024$152M2025
End-of-year figures from each plan year's Form 5500 filing for the Outokumpu Stainless USA plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20251,175$152M$6M$5,2180.03%Not publishedForm 5500 ↗
20241,177$130M$6.3M$5,4520.04%Not publishedForm 5500 ↗
20231,187$108M$6.2M$5,3500.04%Not publishedForm 5500 ↗
20221,238$91.7M$5.9M$4,8020.05%Not publishedForm 5500 ↗
20211,204$102M$5.4M$4,5340.04%Not publishedForm 5500 ↗

Common questions

Does Outokumpu Stainless USA match 401(k) contributions?

The match terms for the Outokumpu Stainless USA, LLC 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $6M in employer contributions, about $5,218 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Outokumpu Stainless USA 401(k) match vested?

The vesting schedule for the Outokumpu Stainless USA, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Outokumpu Stainless USA 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Outokumpu Stainless USA, LLC.

I left Outokumpu Stainless USA. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Outokumpu Stainless USA, LLC, (251) 829-3940) or the recordkeeper, Fidelity Investments Institutional. The Outokumpu Stainless USA old 401(k) page lists the contacts from every plan filing. Find an old Outokumpu Stainless USA 401(k)

Data from the public Form 5500 annual reports Outokumpu Stainless USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Outokumpu Stainless USA. Not financial advice. Report a correction · Methodology