Pacific Guardian Life Insurance 401(k) match, vesting and fees
What Pacific Guardian Life Insurance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Mc Group Hawaii (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Pacific Guardian Life Insurance: employer contribution per participant | $2,686 | |
| Peer median | $2,868 |
| Pacific Guardian Life Insurance: average balance | $118,781 | |
| Peer median | $95,281 |
| Pacific Guardian Life Insurance: admin expenses ÷ assets | 0.54% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $26.5M at the end of plan year 2021 to $23.6M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 199 | $23.6M | $534K | $2,686 | 0.54% | Not published | Form 5500 ↗ |
| 2023 | 186 | $23.1M | $393K | $2,149 | 0.42% | Not published | Form 5500 ↗ |
| 2022 | 209 | $20.7M | $413K | $1,996 | 0.34% | Not published | Form 5500 ↗ |
| 2021 | 205 | $26.5M | $384K | $1,911 | 0.43% | Not published | Form 5500 ↗ |
Other Pacific Guardian Life Insurance plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pacific Guardian Life Insurance Company, Ltd. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Mc Group Hawaii, Inc (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Pacific Guardian Life Insurance match 401(k) contributions?
The match terms for the Pacific Guardian Life Insurance Co., Ltd. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $534K in employer contributions, about $2,686 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Pacific Guardian Life Insurance 401(k) match vested?
The vesting schedule for the Pacific Guardian Life Insurance Co., Ltd. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pacific Guardian Life Insurance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Pacific Guardian Life Insurance Company Ltd..
I left Pacific Guardian Life Insurance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pacific Guardian Life Insurance Company Ltd., (808) 942-1250) or the recordkeeper, Empower Annuity Insurance Company O. The Pacific Guardian Life Insurance old 401(k) page lists the contacts from every plan filing. Find an old Pacific Guardian Life Insurance 401(k)
Data from the public Form 5500 annual reports Pacific Guardian Life Insurance filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pacific Guardian Life Insurance. Not financial advice. Report a correction · Methodology