Pacific Office Automation 401(k) match, vesting and fees
What Pacific Office Automation's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Spectrum Pension Consultants, Inc | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 479 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| Pacific Office Automation: employer contribution per participant | $3,421 | |
| Peer median | $1,023 |
| Pacific Office Automation: average balance | $150,621 | |
| Peer median | $43,395 |
| Pacific Office Automation: admin expenses ÷ assets | 0.20% | |
| Peer median | 0.23% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $173M at the end of plan year 2021 to $157M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,438 | $157M | $3.6M | $3,421 | 0.20% | Not published | Form 5500 ↗ |
| 2023 | 1,401 | $134M | $3.5M | $3,345 | 0.21% | Not published | Form 5500 ↗ |
| 2022 | 1,152 | $99.8M | $3.2M | $3,315 | 0.21% | Not published | Form 5500 ↗ |
| 2021 | 1,113 | $173M | $3.1M | $3,283 | 0.21% | Not published | Form 5500 ↗ |
Common questions
Does Pacific Office Automation match 401(k) contributions?
The match terms for the Pacific Office Automation Capital Accumulation Plan have not been published from its filing yet. The plan year 2024 filing reports $3.6M in employer contributions, about $3,421 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Pacific Office Automation 401(k) match vested?
The vesting schedule for the Pacific Office Automation Capital Accumulation Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pacific Office Automation 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Spectrum Pension Consultants, Inc. The plan administrator is Pacific Office Automation, Inc..
I left Pacific Office Automation. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pacific Office Automation, Inc., (503) 641-2000) or the recordkeeper, Spectrum Pension Consultants, Inc. The Pacific Office Automation old 401(k) page lists the contacts from every plan filing. Find an old Pacific Office Automation 401(k)
Data from the public Form 5500 annual reports Pacific Office Automation filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pacific Office Automation. Not financial advice. Report a correction · Methodology