Pan-O-Gold Baking 401(k) match, vesting and fees
What Pan-O-Gold Baking's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Redpath and Company, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,612 defined-contribution plans in manufacturing with 500 to 999 participants.
| Pan-O-Gold Baking: employer contribution per participant | $3,054 | |
| Peer median | $2,038 |
| Pan-O-Gold Baking: average balance | $98,152 | |
| Peer median | $72,907 |
| Pan-O-Gold Baking: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $49.8M at the end of plan year 2021 to $59.6M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 655 | $59.6M | $1.9M | $3,054 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 636 | $57.3M | $2M | $3,221 | 0.09% | Not published | Form 5500 ↗ |
| 2022 | 626 | $53M | $662K | $1,108 | 0.11% | Not published | Form 5500 ↗ |
| 2021 | 718 | $49.8M | $592K | $1,141 | 0.10% | Not published | Form 5500 ↗ |
Other Pan-O-Gold Baking plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pan-O-Gold Baking Co. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Redpath and Company, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Pan-O-Gold Baking match 401(k) contributions?
The match terms for the Pan-O-Gold Baking Co. Employee Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $1.9M in employer contributions, about $3,054 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Pan-O-Gold Baking 401(k) match vested?
The vesting schedule for the Pan-O-Gold Baking Co. Employee Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pan-O-Gold Baking 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Pan-O-Gold Baking Company.
I left Pan-O-Gold Baking. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pan-O-Gold Baking Company, (320) 251-9361) or the recordkeeper, Fidelity Investments Institutional. The Pan-O-Gold Baking old 401(k) page lists the contacts from every plan filing. Find an old Pan-O-Gold Baking 401(k)
Data from the public Form 5500 annual reports Pan-O-Gold Baking filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pan-O-Gold Baking. Not financial advice. Report a correction · Methodology