Paths Management Services 401(k) match, vesting and fees
What Paths Management Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Life & Annuity Insurance | Schedule C ↗ |
| Independent auditor | Cliftonlarsenallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 118 defined-contribution plans in construction with 500 to 999 participants.
| Paths Management Services: employer contribution per participant | $667 | |
| Peer median | $2,765 |
| Paths Management Services: average balance | $15,995 | |
| Peer median | $76,416 |
| Paths Management Services: admin expenses ÷ assets | 1.37% | |
| Peer median | 0.24% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.6M at the end of plan year 2023 to $8.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 559 | $8.8M | $366K | $667 | 1.37% | Not published | Form 5500 ↗ |
| 2024 | 561 | $5.4M | $287K | $622 | 1.30% | Not published | Form 5500 ↗ |
| 2023 | 492 | $2.6M | $81K | $227 | <0.01% | Not published | Form 5500 ↗ |
Common questions
Does Paths Management Services match 401(k) contributions?
The match terms for the Paths Management Services LLC 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $366K in employer contributions, about $667 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Paths Management Services 401(k) match vested?
The vesting schedule for the Paths Management Services LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Paths Management Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Life & Annuity Insurance. The plan administrator is Paths Management Services LLC.
I left Paths Management Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Paths Management Services LLC, (646) 738-9547) or the recordkeeper, Empower Life & Annuity Insurance. The Paths Management Services old 401(k) page lists the contacts from every plan filing. Find an old Paths Management Services 401(k)
Data from the public Form 5500 annual reports Paths Management Services filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Paths Management Services. Not financial advice. Report a correction · Methodology