Pendleton Community Bank 401(k) match, vesting and fees

Plan year 2025 filingPendleton Community Bank Retirement Plan · Plan 002 · EIN 55-0251555Updated Oct 2026

What Pendleton Community Bank's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $606K in employer contributions, about $3,383 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$96,400
Average account balance
179
Participants (end of year)
$17.3M
Plan assets (end of year)
0.32%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Ins Co of America2024 Schedule C ↗
Independent auditorBrown, Edwards & Company, L.L.P. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.

How the plan compares

Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.

Pendleton Community Bank: employer contribution per participant$3,383
Peer median$3,122
Pendleton Community Bank: average balance$96,400
Peer median$111,687
Pendleton Community Bank: admin expenses ÷ assets0.32%
Peer median0.20%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $11M at the end of plan year 2021 to $17.3M at the end of plan year 2025.

$11M2021$9.9M2022$12.2M2023$14.3M2024$17.3M2025
End-of-year figures from each plan year's Form 5500 filing for the Pendleton Community Bank plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025179$17.3M$606K$3,3830.32%Not publishedForm 5500 ↗
2024175$14.3M$607K$3,4670.38%Not publishedForm 5500 ↗
2023176$12.2M$564K$3,2030.38%Not publishedForm 5500 ↗
2022167$9.9M$502K$3,0060.37%Not publishedForm 5500 ↗
2021157$11M$429K$2,7310.40%Not publishedForm 5500 ↗

Common questions

Does Pendleton Community Bank match 401(k) contributions?

The match terms for the Pendleton Community Bank Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $606K in employer contributions, about $3,383 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Pendleton Community Bank 401(k) match vested?

The vesting schedule for the Pendleton Community Bank Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Pendleton Community Bank 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Ins Co of America. The plan administrator is Pendleton Community Bank.

I left Pendleton Community Bank. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Pendleton Community Bank, (304) 358-2311) or the recordkeeper, Empower Annuity Ins Co of America. The Pendleton Community Bank old 401(k) page lists the contacts from every plan filing. Find an old Pendleton Community Bank 401(k)

Data from the public Form 5500 annual reports Pendleton Community Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pendleton Community Bank. Not financial advice. Report a correction · Methodology