Penn Community Bank 401(k) match, vesting and fees

Plan year 2025 filingPenn Community Bank Retirement Plan · Plan 002 · EIN 23-1330248Updated Oct 2026

What Penn Community Bank's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $1.5M in employer contributions, about $5,214 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$170,282
Average account balance
400
Participants (end of year)
$48.5M
Plan assets (end of year)
0.35%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperNewport Group, Inc.Schedule C ↗
Independent auditorMaillie,llp (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 157 defined-contribution plans in management of companies and enterprises with 100 to 499 participants.

Penn Community Bank: employer contribution per participant$5,214
Peer median$1,900
Penn Community Bank: average balance$170,282
Peer median$90,270
Penn Community Bank: admin expenses ÷ assets0.35%
Peer median0.26%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $42.9M at the end of plan year 2021 to $48.5M at the end of plan year 2025.

$42.9M2021$33.4M2022$36.3M2023$43.5M2024$48.5M2025
End-of-year figures from each plan year's Form 5500 filing for the Penn Community Bank plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025400$48.5M$1.5M$5,2140.35%Not publishedForm 5500 ↗
2024406$43.5M$1.5M$3,6710.36%Not publishedForm 5500 ↗
2023399$36.3M$1.4M$3,6570.37%Not publishedForm 5500 ↗
2022388$33.4M$1.4M$3,7170.38%Not publishedForm 5500 ↗
2021406$42.9M$1.3M$3,2800.27%Not publishedForm 5500 ↗

Common questions

Does Penn Community Bank match 401(k) contributions?

The match terms for the Penn Community Bank Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $1.5M in employer contributions, about $5,214 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Penn Community Bank 401(k) match vested?

The vesting schedule for the Penn Community Bank Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Penn Community Bank 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Newport Group, Inc.. The plan administrator is Penn Community Bank.

I left Penn Community Bank. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Penn Community Bank, (215) 257-5035) or the recordkeeper, Newport Group, Inc.. The Penn Community Bank old 401(k) page lists the contacts from every plan filing. Find an old Penn Community Bank 401(k)

Data from the public Form 5500 annual reports Penn Community Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Penn Community Bank. Not financial advice. Report a correction · Methodology