Pennco Institutes 401(k) match, vesting and fees
What Pennco Institutes' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Sec. Corp LLC | Schedule C ↗ |
| Independent auditor | Rosaline Mendoza, Cpa, PA (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 590 defined-contribution plans in educational services with 100 to 499 participants.
| Pennco Institutes: employer contribution per participant | $226 | |
| Peer median | $1,800 |
| Pennco Institutes: average balance | $3,873 | |
| Peer median | $72,234 |
| Pennco Institutes: admin expenses ÷ assets | 2.36% | |
| Peer median | 0.18% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $35K at the end of plan year 2021 to $782K at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 266 | $782K | $46K | $226 | 2.36% | Not published | Form 5500 ↗ |
| 2024 | 232 | $494K | $45K | $260 | 2.62% | Not published | Form 5500 ↗ |
| 2023 | 205 | $334K | $0 | $0 | 2.43% | Not published | Form 5500 ↗ |
| 2022 | 174 | $167K | $0 | $0 | 2.94% | Not published | Form 5500 ↗ |
| 2021 | 169 | $35K | $0 | $0 | 1.19% | Not published | 5500-SF ↗ |
Common questions
Does Pennco Institutes match 401(k) contributions?
The match terms for the Pennco Institutes, Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $46K in employer contributions, about $226 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Pennco Institutes 401(k) match vested?
The vesting schedule for the Pennco Institutes, Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pennco Institutes 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Mutual of America Sec. Corp LLC. The plan administrator is Pennco Institutes, Inc..
I left Pennco Institutes. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pennco Institutes, Inc., (215) 785-0111) or the recordkeeper, Mutual of America Sec. Corp LLC. The Pennco Institutes old 401(k) page lists the contacts from every plan filing. Find an old Pennco Institutes 401(k)
Data from the public Form 5500 annual reports Pennco Institutes filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pennco Institutes. Not financial advice. Report a correction · Methodology