Pentegra Services 401(k) match, vesting and fees
What Pentegra Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Pentegra Services, Icn. | Schedule C ↗ |
| Independent auditor | Templeton & Company LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 655 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Pentegra Services: employer contribution per participant | $1,474 | |
| Peer median | $2,935 |
| Pentegra Services: average balance | $25,811 | |
| Peer median | $92,770 |
| Pentegra Services: admin expenses ÷ assets | 0.56% | |
| Peer median | 0.15% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7.6M at the end of plan year 2021 to $19.3M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,574 | $19.3M | $1.1M | $1,474 | 0.56% | Not published | Form 5500 ↗ |
| 2023 | 1,384 | $16.2M | $618K | $1,222 | 0.80% | Not published | Form 5500 ↗ |
| 2022 | 1,241 | $7.2M | $596K | $1,324 | 1.07% | Not published | Form 5500 ↗ |
| 2021 | 1,107 | $7.6M | $227K | $593 | 1.14% | Not published | Form 5500 ↗ |
Other Pentegra Services plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
A Better 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Pentegra Defined Benefit Plan for Financial Inst
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Pentegra Services match 401(k) contributions?
The match terms for the Mstc Easy(K) Pep have not been published from its filing yet. The plan year 2024 filing reports $1.1M in employer contributions, about $1,474 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Pentegra Services 401(k) match vested?
The vesting schedule for the Mstc Easy(K) Pep is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pentegra Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Pentegra Services, Icn.. The plan administrator is Pentegra Services Inc.
I left Pentegra Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pentegra Services Inc, (800) 872-3473) or the recordkeeper, Pentegra Services, Icn.. The Pentegra Services old 401(k) page lists the contacts from every plan filing. Find an old Pentegra Services 401(k)
Data from the public Form 5500 annual reports Pentegra Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pentegra Services. Not financial advice. Report a correction · Methodology