Perez Trading 401(k) match, vesting and fees
What Perez Trading's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Kaufman Rossin & Co., P.A. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 3,042 defined-contribution plans in manufacturing with 100 to 499 participants.
| Perez Trading: employer contribution per participant | $2,886 | |
| Peer median | $1,962 |
| Perez Trading: average balance | $136,751 | |
| Peer median | $75,225 |
| Perez Trading: admin expenses ÷ assets | 0.27% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $16.3M at the end of plan year 2021 to $18.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 145 | $18.5M | $390K | $2,886 | 0.27% | Not published | Form 5500 ↗ |
| 2024 | 144 | $20.7M | $304K | $2,395 | 0.26% | Not published | Form 5500 ↗ |
| 2023 | 141 | $18M | $314K | $2,573 | 0.26% | Not published | Form 5500 ↗ |
| 2022 | 138 | $14.5M | $302K | $2,515 | 0.30% | Not published | Form 5500 ↗ |
| 2021 | 121 | $16.3M | $254K | $2,250 | 0.32% | Not published | Form 5500 ↗ |
Common questions
Does Perez Trading match 401(k) contributions?
The match terms for the Perez Trading Company, Inc. 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $390K in employer contributions, about $2,886 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Perez Trading 401(k) match vested?
The vesting schedule for the Perez Trading Company, Inc. 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Perez Trading 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Perez Trading Company, Inc..
I left Perez Trading. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Perez Trading Company, Inc., (305) 769-0761) or the recordkeeper, Principal Life Insurance Company. The Perez Trading old 401(k) page lists the contacts from every plan filing. Find an old Perez Trading 401(k)
Data from the public Form 5500 annual reports Perez Trading filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Perez Trading. Not financial advice. Report a correction · Methodology