Personal Computers 401(k) match, vesting and fees
What Personal Computers' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Life and Annuity Ins Co | Schedule C ↗ |
| Independent auditor | Lumsden & Mccormick, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 146,150 defined-contribution plans in professional, scientific, and technical services with fewer than 100 participants.
| Personal Computers: employer contribution per participant | $595 | |
| Peer median | $2,267 |
| Personal Computers: average balance | $217,121 | |
| Peer median | $64,582 |
| Personal Computers: admin expenses ÷ assets | 0.38% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $36.6M at the end of plan year 2021 to $18.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 85 | $18.2M | $50K | $595 | 0.38% | Not published | Form 5500 ↗ |
| 2024 | 105 | $18.5M | $0 | $0 | 0.25% | Not published | Form 5500 ↗ |
| 2023 | 144 | $22.2M | $400K | $2,817 | 0.23% | Not published | Form 5500 ↗ |
| 2022 | 156 | $31M | $500K | $3,205 | 0.36% | Not published | Form 5500 ↗ |
| 2021 | 142 | $36.6M | $750K | $5,319 | 0.24% | Not published | Form 5500 ↗ |
Common questions
Does Personal Computers match 401(k) contributions?
The match terms for the Personal Computers, Inc. have not been published from its filing yet. The plan year 2025 filing reports $50K in employer contributions, about $595 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Personal Computers 401(k) match vested?
The vesting schedule for the Personal Computers, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the Personal Computers 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Life and Annuity Ins Co. The plan administrator is Personal Computers, Inc..
I left Personal Computers. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Personal Computers, Inc., (716) 856-7181) or the recordkeeper, Empower Life and Annuity Ins Co. The Personal Computers old 401(k) page lists the contacts from every plan filing. Find an old Personal Computers 401(k)
Data from the public Form 5500 annual reports Personal Computers filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Personal Computers. Not financial advice. Report a correction · Methodology